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Writer's pictureKim Watson

QuickBooks Direct Deposit Not Working: Here’s What to Do


QuickBooks Direct Deposit Not Working
QuickBooks Direct Deposit Not Working

QuickBooks Direct Deposit is a utility for employees as well as company owners in the finance field. However, Payroll procedures may become problematic if you run into the QuickBooks Direct Deposit not working issue. Direct Deposit in QuickBooks Not Working could result from activation problems, outdated QuickBooks, or compliance problems. In this blog, we'll explore the reasons behind this problem as well as potential solutions and cautions.

Although trying to handle issues on yourself could seem like the quickest option, there could be risks involved. Consider the consequences if payroll processing is delayed or if there are inaccurate transactions. Choose the safer path rather than running the risk of more issues. Give the committed payroll experts a call at 1.855.738.2784. Our experts will take care of the complexities of QuickBooks Direct Deposit issues. You can ensure smooth payroll processes with their technical expertise and fast assistance.

Why is Direct Deposit Not Working in QuickBooks Desktop?

The following factors could cause this:

  • Using an Outdated version of QuickBooks.

  • Problems with QuickBooks Payroll's Direct Deposit activation.


How to Correctly Set Up Direct Deposit for Payroll in QuickBooks?

Let’s setup the direct deposit in QuickBooks using a correct way:

  • Confirm bank account information to make sure transactions go smoothly.

  • Enter the details of the employees' bank accounts precisely.

  • Make paychecks in a timely way for direct deposit.



Procedures to Fix the Direct Deposit Issues in QB

Now that we are aware of the causes and cautions let's explore possible solutions in considering them.


Solution 1: Reconnecting with the Financial Institution

  • Navigate to the QuickBooks Employees section.

  • To set up direct deposit, click My Payroll Service and choose Activate.

  • Select the "Get Started" menu option.

  • On the Business tab, select Start, enter the necessary data, and then select Next.

  • After entering the principal officer's details, select Next.

  • To add a new bank account, choose the option displayed on the screen.

  • Input the name of the bank and, if prompted, the online bank login information, account numbers, and routing information.

  • Create a PIN because you'll need it to transfer payroll to QuickBooks. Make sure you remember it or write it down safely.

  • After double-checking the PIN, click "Submit."

  • After selecting Next, click Accept and Submit.

  • Before submitting, verify the principal officer's social security number if asked.



Solution 2: In QB, turn on Direct Deposit Payroll

  • The keys F2 (or Ctrl 1) and F3 (or Ctrl 2) can open the Tech Help window.

  • Open the window and select the Open File tab.

  • To access the qbw.ini file, locate it and double-click on it.

  • Open the qbw.ini file and locate the [QBLICENSE] PAYROLL_BUNDLE_STATE=Y section.

  • In this section, change the Y to N.

  • Click on the File menu to save changes you recently made.

  • Tap the Save button to save the recent changes you made.

  • Try to get access to the WF Invites or PTC features by going back to QuickBooks.


Errors like QuickBooks Direct Deposit Not Working may hinder productivity. However, errors can be resolved by understanding the reasons behind the issues, properly setting up Direct Deposit, and using troubleshooting techniques. If you are still in doubt and don't want to risk any data, Connect with the QuickBooks payroll specialists for prompt assistance at the 1.855.738.2784.


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